Bupa pays towards the cost of psychology , counselling and Online CBT (Cognitive Behavioural Therapy ) under our mental health category on most Extras and packaged covers .
No, you may only claim from either Medicare or a Private health fund for each session. Some private health funds cover psychology sessions. The benefit payable to members of private health funds varies according to the level of ancillary or extras cover .
To join one of our specialist networks simply click the link on the left and complete an application. If you’d like to apply for Bupa recognition, and your speciality isn’t listed, please call us on 0345 600 5422^ (we’re here between 8am – 6pm Monday to Friday) or email [email protected] bupa .com.
The takeaway. Most health insurance plans cover some level of therapeutic services. The amount of coverage you can expect will vary from plan to plan. Services such as therapist visits, group therapy, and emergency mental healthcare are typically covered by health insurance plans.
Some therapists may charge as much as $200 or more per session, but most will charge $75-$150 a session. Many therapists work with a sliding scale fee schedule, which means their fee will depend on your income level.
Medicaid and Medicare Coverage Medicare also covers many mental health services: Medicare Part A (hospital insurance) covers inpatient mental health care services, including your room, meals, nursing care and other services and supplies.
Extended cover with all* mental health conditions covered – Bupa covers more conditions than any other provider, including all addictions and alcohol and drug abuse, typically excluded by other providers. Bupa is the only provider to support mental health related to a learning or behavioural disorder .
To access these psychological therapies, you will need to have a mental health treatment plan developed by a GP, or have a referral from a paediatrician or a psychiatrist . Generally, there is little or no out-of-pocket expense incurred.
BUPA is the latest of the Private Health Funds to recognise registered Hypnotherapists and have now provided therapists who have a government accredited qualification and are members of the Australian Hypnotherapy Association with provider number.
The excess can also have a material impact on cost – a high excess makes things cheaper. For example, BUPA health insurance costs roughly £34 per month with a £500 excess for our 33-year-old example, but it leaps up to £52 per month for a zero excess. Read a review of Bupa health insurance here.
How it works . You’ll usually pay a monthly fee and then make claims for any eligible private healthcare you receive. Your insurance will cover some or all of the costs of private treatments, and may even give you cash back for stays in NHS hospitals.
Bupa will continue to pay benefits for acupuncture , Chinese herbalism, and massage therapy including remedial massage , myotherapy and Traditional Chinese Medicine remedial massage .
Any documented mental health treatment that is filed through your insurance will go on your permanent medical record .
When you call to schedule an appointment with a mental health provider, ask if he or she accepts your insurance . Also ask whether he or she will bill your insurance company directly and you just provide a copayment, or if you have to pay in full and then submit the claim to your insurance company for reimbursement.
Working through transference problems is often the most important work of therapy. Allowing two therapists is a set up for “splitting,”and it is totally counterproductive to that person having a successful therapy experience.