There are three main types of insurance that massage therapists need: general liability , professional liability , and business property liability. General liability: Coverage for any accidents that occur before or after treatment.
Having your own comprehensive insurance for just $179 per year means you get the peace of mind knowing you have your own individual limits of $2 million per occurrence and $3 million annually in aggregate for general and professional liability.
Associated Bodywork & Massage Professionals (ABMP) offers liability coverage with the profession’s highest aggregate coverages available: $2 million per incident, $6 million total per policy year. And these coverages protect you no matter where, or how many places, you work.
There is no standard requirement for insurance companies to reimburse expenses for massage . Massage therapy may be covered when: The massage is considered medically necessary and/or fits the definition and criteria of coverage given by the health insurance company .
While good therapists endeavor to protect their clients and avoid lapses in judgment, therapists are human beings who can and will make mistakes. Malpractice insurance protects you and your business if you are sued. It is a type of professional liability insurance , but it may not cover all lawsuits.
Disability, health , dental, auto/home and other insurance plans are offered at competitive rates. Get a free quote today.
on April 22, 2020. Ambulatory blood pressure monitoring ( ABPM ) is a relatively new technique for assessing a person’s blood pressure. ABPM allows a doctor to assess your blood pressure during your routine daily living, instead of when you are sitting nervously on the doctor’s examination table.
Liability Insurance Coverage Yoga teachers, estheticians, and hot stone massage are all included in AMTA’s coverage , without additional upgrades.
For example, if you have lymphedema that has caused extreme swelling in your arms and legs, your insurance company likely covers lymphatic drainage massage because it is considered a legitimate form of medical massage and treatment for lymphedema.
Most insurance plans don’t cover prenatal massage , but some offer discounts — a good thing considering the cost of a prenatal massage session can cost between $60 and $100 or more for a 30- to 60-minute massage , depending on your location and the facility.
With an AMTA membership, you’re covered for up to $2 million per occurrence/$6 million aggregate for professional liability, general liability, products and personal injury.
Massage therapy can be prescribed by your doctor . If you are suffering from any of the following conditions, consult your physician to see if massage could be a treatment option: Stress-related insomnia. Headaches.
While some chiropractic providers offer massage therapy in their offices, not all offer chiropractic massage . This discipline is its own separate entity with different methods but similar goals to both massage therapy and chiropractic adjustments.
Does the cost vary based on location?
|State/Territory||Average reported ost|
|Australia Capital Territory||$120|
|New South Wales||$70 – $300|
|Queensland||$40 – $100|