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British Association for Counseling and Psychotherapy
Is there a way to get inexpensive therapy without using insurance?
Here are five scenarios in which you might be able to utilize your insurance to pay for couples counseling, along with considerations, advantages, and disadvantages for each one. One option is to use one partner’s own insurance to pay for sessions.
When you use health insurance, counseling is less private because a medical diagnostic is recorded in the system. When counseling is covered by insurance, counseling records are less private because companies can require proof of the diagnosis through case notes before continuing coverage.